Built for Section 44ADA freelancers & consultants. Enter your receipts once and see exactly which regime saves you money — and by how much.
Your numbers
₹12,00,000
Interest, dividends, rent — optional
Old regime only — raises the basic exemption and the 80D/80TTB caps below
New Regime saves you ₹33,800 this year
₹0
total tax payable · 0.0% effective rate
₹33,800
total tax payable · 2.8% effective rate
Section 44ADA presumptive taxation assumed (50% of receipts is taxable profit). Estimate only — doesn't account for GST, TDS credit, or advance-tax interest. Need the quarterly due-date breakdown? Try the advance tax calculator.
Old regime deductions (optional)
Total: ₹0
ELSS, PPF, life insurance, ULIP · up to ₹1,50,000
Self NPS contribution · up to ₹50,000
Mediclaim premium · up to ₹25,000
Bank/post-office savings interest · up to ₹10,000
Self-occupied property · up to ₹2,00,000
Interest paid, no statutory cap
Enter your eligible amount (50–100% of donation)
State-levied, typical max · up to ₹2,500
InvoiceOS tracks this per invoice, flags a regime switch automatically, and reminds you before every advance-tax deadline — free to start.